🇲🇦Morocco

Bank Transfer

• payout_method.type = bank_transfer

• payout_method.payment_method = bank_transfer

payout_method_details Parameter	Type	Required	Description
first_name	string	Yes	Beneficiary’s first name. Max 50 char
last_name	string	Yes	Beneficiary’s last name. Max 50 char
address	string	Yes	Max 200 char
account_number	string	Yes	RIB. 24 digits.

Morocco Bank Account Number Validation

Validation	Type	Length	Type	Verification
Validation	Type	Length	Type	Verification
Bank account	RIB	24	numeric	Validate length

Example Bank Transfer Payload

Example Request

{
    "payout_method": {
        "type": "bank_transfer",
        "payment_method": "bank_transfer",
        "beneficiary": {
            "name": "John Doe",
            "payout_method_details": {
                "first_name": "John",
                "last_name": "Doe",
                "account_currency": "MAD",
                "account_name": "John Doe",
                "account_number": "123456789012345678901234",
                "account_type": "papara_mobile",
                "address": "Morocco Address",
                "email": "[e-mail]",
                "bank_code": "1",

            }
        }
    },
    "amount": {
        "value": "2000.00",
        "currency_code": "MAD"
    },
    "country_code": "MA",
    "purpose": "salaries",
    "reference": "Invoice #12345",
    "request_id": "unique_request_id",
    "due_date": "2022-06-27"
}

Example Response

{
    "purpose": "SALARIES",
    "reference": "Invoice #12345",
    "id": "902153e4-1b69-4da8-b49a-9057829f5c0f",
    "payout_method": {
        "type": "bank_transfer",
        "payment_method": "ma_bank_transfer",
        "beneficiary_details": {
            "name": "John Doe"
        }
    },
    "amount": {
        "value": 2000.00,
        "currency_code": "MAD"
    },
    "country_code": "MA",
    "request_id": "unique_request_id",
    "created_at": 1715064555
}

Morocco Bank Codes

These are the bank codes supported in Morocco (positions 1 to 3 in the RIB to be sent in the account_number parameter).

Type	Bank Name	Bank Code
Bank Transfer	BANK AL-MAGHRIB	1
	ARAB BANK	2
	CAIXA	3
	UMB	5
	AWB	7
	BMCE	11
	BMCI	13
	EX-WAFA BANK	19
	CDM	21
	SGMB	22
	ABN AMRO	23
	BMAO	25
	UNIBAN	26
	CITI BANK	28
	SMDC	31
	BANK AL AMAL	45
	BCP SECURITIES SERVICES	48
	CFM	50
	CDG CAPITAL	54
	CDG	60
	BANCO SABADELL	70
	BANQUE POPULAIRE CENTRE SUD	101
	BANQUE POPULAIRE EL HOUCEIMA	105
	BANQUE POPULAIRE BENI MELLAL	109
	BANQUE POPULAIRE EL JADIDA SAFI	117
	BANQUE POPULAIRE ERRACHIDIA	121
	BANQUE POPULAIRE FES TAZA	127
	BANQUE POPULAIRE JADIDA	130
	BANQUE POPULAIRE GHARB	133
	BANQUE POPULAIRE KHOURIBGA	140
	BANQUE POPULAIRE LAAYOUNE	143
	BANQUE POPULAIRE MARRAKESH BENI MELLAL	145
	BANQUE POPULAIRE MEKNES	148
	BANQUE POPULAIRE NADOR EL HOCEIMA	150
	BANQUE POPULAIRE OUARZAZATE	155
	BANQUE POPULAIRE OUJDA	157
	BANQUE POPULAIRE SAFI	159
	BANQUE POPULAIRE BERKANE	163
	BANQUE POPULAIRE TANGER TETOUAN	164
	BANQUE POPULAIRE TAZA	169
	BANQUE POPULAIRE TETOUAN	172
	BANQUE POPULAIRE TIZNIT	175
	BANQUE POPULAIRE CASABLANCA	178
	BANQUE POPULAIRE RABAT KENITRA	181
	BCP	190
	BANQUE POPULAIRE CASA EST	195
	BANQUE POPULAIRE CASA SUD	197
	BNDE	205
	CAM	225
	CIH BANK	230
	TGR	310
	AL BARID BANK	350
	UMNIA BANK	360
	BMCI NAJMAH	361
	BANK ASSAFA	362
	DAR AL AMANE	363
	ARREDA	364
	AL AKHDAR BANK	365
	BANK AL YOUSR	366
	BANK AL TAMWEEL WA AL INMA	367
	ATW INTERNATIONAL BANK SA	605
	BANQUE INTERNATIONALE DE TANGER /CREDIT DU MAROC	610
	BMCI OFFSHORE GROUP BNP	615
	CHAABI INTERNATIONAL BANK OFFSHORE	625
	BMCE BANK OFFSHORE	630